1. Financial Need: Most programs require proof of financial need.
2. Citizenship Status: Applicants must be U.S. citizens or eligible non-citizens.
3. Social Security Number: A valid Social Security number is required (except for citizens of specific Pacific island nations).
4. Selective Service Registration: Male students must register with Selective Service between the ages of 18 and 25.
5. Enrollment in a Program: Students must be enrolled or accepted into an eligible degree or certificate program.
6. Minimum Enrollment: At least half-time enrollment is required for Direct Loan eligibility.
7. Academic Progress: Students must maintain satisfactory academic progress.
8. Certification Statement: Applicants must certify that they:
   • Are not in default on federal student loans.
   • Do not owe refunds on federal grants.
   • Will use aid for educational purposes only.
9. Educational Qualifications: Must show readiness for college through a high school diploma, GED, or equivalent. Other pathways include homeschooling or enrolling in certain eligible career programs.

Additional Notes

• Some circumstances, such as non-U.S. citizenship, criminal convictions, or intellectual disabilities, may require additional steps to determine eligibility.
• Laredo College also offers the Palomino Pledge, a program to cover remaining tuition and fees not met by financial aid for qualifying degree-seeking students. No separate application is required, but eligibility criteria and deadlines must be met.

For more information, visit the Laredo College Financial Aid page